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Personal Injuries With No Fault

Posted on June 20th, 2020 by Oddo & Babat, P.C.

Personal Injury Lawyer

In many personal injury accidents, it’s easy to find fault with one party or another. Car accidents, for example, are often obviously caused by one of the drivers. Medical malpractice cases often only have one medical professional to blame. In other situations, however, it’s difficult to find who was at fault, which could leave you holding the financial burden of paying for your necessary medical care. The following are some things to consider if your accident appears to have no fault.

Taking a Deeper Look

With the assistance of your attorney, you could take a deeper look into what caused your injury, to determine if there was actually someone at fault. For example, perhaps you slipped and fell while crossing the street. You weren’t hit by any cars, you were in a well-designated crosswalk, the “walk” signal was working and you just tripped over a crack in the asphalt.

Upon further investigation, you may discover the city’s transportation department had a crew that was supposed to repair that particular crack. They may have ignored it all together, placed it lower on the priority list or missed the repair due to disorganization, and you were injured as a result. In cases such as these, you could still seek compensation from an at-fault party after all.

Utilizing No-Fault Insurance

In some states, there is something called no-fault insurance. This is coverage that pays medical bills for those injured in an accident, regardless of fault. Speak with your insurance provider or personal injury lawyer to find out if the state where you live is a no-fault state so you can take advantage of that coverage. Most often, there is a limit to the coverage, so it’s important you get it worked out as soon as possible.

Finding Another Way to Pay

If there truly is no fault in your accident, and you don’t live in a no-fault state, there are some other ways you can find to pay your resulting bills. For example:

  • Personal health insurance could cover your medical bills.
  • Auto insurance could cover damages to your car.
  • Medical providers may give a discount for paying cash in full.
  • You might qualify for Medicaid to help pay your medical bills.

Obtaining Legal Aid

If you have been injured in any type of accident, and you’re not sure anyone is at fault, you could benefit from legal aid. Contact a personal injury attorney, like a personal injury lawyer from Needle & Ellenberg, P.A., today to discuss your situation.

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